Payments handling
Outbound payments, direct debit, scheduled payment files, refunds and exception handling, built around the payment rails your platform uses.
Elephant Bytes is a specialist consultancy focused on the integrations finance platforms depend on — payments, receipts, data warehouse, identity and compliance. Founded on long careers in financial systems.
Outbound payments, direct debit, scheduled payment files, refunds and exception handling, built around the payment rails your platform uses.
Inbound receipts, allocation against invoices or arrears, reconciliation, refunds and exception workflows for unmatched items.
Warehousing, ETL and ELT pipelines, reporting layers and operational data feeds, designed for accuracy, traceability and audit.
AML, KYC, sanctions and PEP screening, credit bureau enquiries and ongoing monitoring, integrated cleanly into customer journeys.
Elephant Bytes is built on forty years of combined experience in financial systems integration. Every engagement is founder-led, with direct hands-on involvement from scoping through to delivery.
The founders have worked across payments, settlements, ledger and reporting systems for established financial organisations in Australasia and Europe. That background informs how we scope, design and deliver each engagement.
Integrations are designed to be observable, recoverable and well documented. Logging, retries, reconciliation and audit reporting are treated as part of the deliverable, not an afterthought.
We work alongside your existing platform rather than replace it. Code is delivered in your repository, using your patterns, with no proprietary lock-in.
Elephant Bytes was founded to provide focused, senior-led integration work for finance organisations in Australia and New Zealand.
Indicative list of services and platforms we work with. Engagements are scoped to whatever your stack requires.